American Express

Canadian residents only. The American Express® AIR MILES®* Platinum Credit Card - The Fastest way to Earn AIR MILES®* on a Credit Card

Earn 50% More AIR MILES®* Reward Miles
Earn up to 350 Bonus AIR MILES®* Reward Miles
Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors
Earn 1 AIR MILES®* Reward Mile for every $15 in Card purchases everywhere else you use the Card
Earn AIR MILES®* twice when you use your American Express AIR MILES®* Platinum Credit Card and show your AIR MILES®* Collector Card at participating AIR MILES®* Sponsors

*See Card Terms & Conditions

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$50*	No*	See Card Terms & Conditions	19.99%	Amex Bank of Canada

Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year
Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
No annual fee for the first year - a savings of $125
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

*See Card Terms & Conditions

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$125*	N/A*	N/A	N/A	American Express

Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year
Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only® Events — access to exclusive, once-in-alifetime events
Complimentary Airport Club Access
The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

*See Card Terms & Conditions

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$450.00*	N/A*	N/A	N/A	American Express

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.

*See Card Terms & Conditions

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$150	Yes*	13.24%	13.24%	American Express

Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.

*See Card Terms & Conditions

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	No annual fee for the first year - $45 thereafter	Yes*	2.90% for 6 months	13.24%	American Express

Canadian Residents only

Earn 1 Starpoint for every CND $2 spent on all your eligible purchases‡
No Annual Fee
Activation Bonus†† — 5,000 Starpoints® after your first purchase on the card
Starwood Hotel Stay Bonus†† — 5,000 Starpoints the first time you charge a stay at any participating Starwood hotel or resort to your Starwood Preferred Guest MasterCard
Annual Bonuses†† — 5,000 Starpoints for every $10,000 you spend (up to 15,000 Starpoints each year)
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Online access to your credit card account
Around-the-clock fraud protection
Unparalleled 24-hour Customer service

*See Card Terms & Conditions

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	None for the first year - $45 thereafter*	Yes*	Please refer to online application legal disclosures	19.99%	MBNA Bank Canada

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase
Built-in Miles BoostSM— earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club® access for you and two guests
Access to American Express® Concierge Services
Pay with Miles— pay for all or part of any Delta flight with your miles

*See Card Terms & Conditions

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$450 per year	Yes*	13.24%	13.24%	American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn Cash Back - 3% for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

*See Card Terms & Conditions

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	None*	Yes*	0% APR for 3 months	13.24%	American Express

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